Those struggling with debt often file for Chapter 7 bankruptcy. When they make this decision, they must fill out and complete a bankruptcy means form test. This test determines whether
For many, filing for Chapter 7 bankruptcy is a necessary step to take in order to get back on their feet. In Kentucky, many people use a homestead exemption in
Dealing with credit card debt is difficult enough already. However, phone calls from collection agencies and creditors greatly add to the stress for many people. Sometimes, those collectors try to
Debt collectors use wage garnishment as a way to take back the money you owe them. They take the money directly from your paycheck, which can put a great deal
Payday loans seem like an appealing option when you’re struggling to pay your bills and falling behind on monthly payments. Payday lenders that work with Chapter 13 (also known as
A motion for relief from stay, sometimes called a motion to lift stay, is a formal request a creditor makes during a bankruptcy case. By filing this motion, the creditor
Yes, filing for bankruptcy can immediately stop most civil lawsuits through automatic stay protection. The moment you file your bankruptcy petition, federal law requires creditors to halt all collection activities,
Credit card companies sue for non-payment in a relatively small percentage of cases — reports from the Consumer Financial Protection Bureau (CFPB) suggest about 15% of consumers contacted about overdue
Yes — bankruptcies are public record because they are part of the federal court system. This means that anyone can access your bankruptcy filing, including documents and case details, through
Let’s say you’ve just checked the mail and found a form from a creditor that you don’t recognize. You open up the envelope and discover that it’s a 1099-c tax
If you Google the definition for the word “bankruptcy,” the word “insolvency” appears as one of its synonyms — and vice versa. It is true that the definitions of insolvency
The bank account of a person is the first thing that creditors will be looking to seize when they have a judgment against them. However, if those funds came from
A person’s finances are extremely personal. Very few things in life are the source of as much calm or as much stress as finances. You’ve probably heard of the term
Whether your car is your prized possession or simply just a means of transportation, we know how important it is to you. However, as anyone who owns a car knows,
Before we answer this question, you first need to find out one thing. Is Kentucky a community property states? If you live in Kentucky, you live in a separate property
Disclaimer: The use of the internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.
