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O'Bryan Blog

absolute priority rule

Absolute Priority Rule

When a person or a company files for bankruptcy with the bankruptcy court, their repaid debts go to a specific creditor’s claim (or multiple creditor claims) as well as various

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debt free
Saving, Investing, Retirement & Social Security

How to Become Debt Free

In today’s expensive and debt-heavy world, you may hear the term “debt free” and immediately think to yourself: that’s not possible. Becoming debt free takes some work, but it’s definitely

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credit card churning explained

What is Credit Card Churning?

Credit card churning is the art of using a credit card company’s marketing efforts to your advantage. It is a risky practice, but many use lenders’ strategies to rack up

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