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O'Bryan Blog

LOUISVILLE BANKRUPTCY ATTORNEY
consumer debt
Bankruptcy

Consumer Debt vs Non-Consumer Debt

Those struggling with debt often file for Chapter 7 bankruptcy. When they make this decision, they must fill out and complete a bankruptcy means form test. This test determines whether

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jail for credit card debt
Bankruptcy

Jail Time for Credit Card Debt

Dealing with credit card debt is difficult enough already. However, phone calls from collection agencies and creditors greatly add to the stress for many people. Sometimes, those collectors try to

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chapter 13 payday loans
Bankruptcy

Chapter 13 Payday Loans

Payday loans seem like an appealing option when you are struggling to pay your bills and falling behind on monthly payments. Payday lenders, also known as cash advance companies or

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motion for relief from automatic stay
Bankruptcy

Motion for Relief from Automatic Stay

One of the most important pieces in getting relief from debt is filing for bankruptcy. Bankruptcy has a host of benefits, including preventing creditors and collectors calls, stopping garnishments or

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Can SSI be garnished?
Garnishment

Can SSI Be Garnished?

The bank account of a person is the first thing that creditors will be looking to seize when they have a judgment against them. However, if those funds came from

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bankruptcy auction
Garnishment

What Is a Bankruptcy Auction?

A person’s finances are extremely personal. Very few things in life are the source of as much calm or as much stress as finances. You’ve probably heard of the term

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