Why You Should Never Pay a Collection Agency
You may be tempted to pay a debt collection agency so they’ll stop harassing you. Unfortunately, this can ultimately harm your credit report. Actually, there are many different reasons why
You may be tempted to pay a debt collection agency so they’ll stop harassing you. Unfortunately, this can ultimately harm your credit report. Actually, there are many different reasons why
Sometimes in life, some of us have to make serious decisions when finding ourselves in a difficult financial situation. With money already tight, bankruptcy fees can be intimidating when you
We’ve all been there before. Just when you are least expecting it, your car breaks down or an unexpected medical emergency occurs. It is important to make sure that you
Buying and selling motor vehicles can be very exciting, but also very complicated. Even the smallest details can affect the processes of buying and selling vehicles. If you’re looking to
Most people are aware of what happens if they fall behind on their mortgage payments. Pre-foreclosure occurs when the borrower defaults on their loan. Their mortgage lender will act to
Credit scores and credit reports are extremely important when it comes to making major purchases, such as when you buy a home or a car, or even when you open
As you’re probably aware, many different actions and inactions can affect your credit score and be listed on your credit report. One small detail that regularly affects people’s credit scores
If you’ve ever heard the term “underwater mortgage,” you may wonder how this term differs from a regular mortgage. What does it mean to have an underwater mortgage and how
Foreclosure is something that no homeowner wants to face in their lifetime. However, financial situations can change in the blink of an eye. Maybe you were in a major accident
If you have debt, you probably don’t need repeated calls and letters about how much you owe. Having debt collectors call you at home is hard enough, but can a
Bankruptcy is an effective way to get a fresh start and get out of crippling debt, but why does it get such a bad rap? Many people are under the
The consumer debt balance in America currently sits at $15.31 trillion. This is a huge, almost inconceivable number, but it covers a lot of categories. Mortgages and car loans are
The best-laid plans of mice and men often go astray. When your home buying plans are interrupted by financial hardship and bankruptcy, you may wonder what to do next. Once
Having reliable transportation is a requirement for many jobs, especially as more and more people are heading back to the office after working from home during the pandemic. People depend
Debt can quickly become overwhelming and leave you feeling stressed. In a world of high interest rates and exorbitant late fees, it’s not uncommon for debt to double or triple
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