Bankruptcy is an effective way to get a fresh start and get out of crippling debt, but why does it get such a bad rap? Many people are under the
The consumer debt balance in America currently sits at $15.31 trillion. This is a huge, almost inconceivable number, but it covers a lot of categories. Mortgages and car loans are
In most cases, you must wait a specific period after receiving your bankruptcy discharge before qualifying for an FHA loan. This timeline is designed to give you time to rebuild
In Kentucky, the statute of limitations for car repossession is generally four years from the date you default on your loan. This means a lender has up to four years
Debt can quickly become overwhelming and leave you feeling stressed. In a world of high interest rates and exorbitant late fees, it’s not uncommon for debt to double or triple
It’s common knowledge for many people that credit cards are a good way to improve your credit report over time. However, not everyone automatically qualifies for credit accounts like these.
Bankruptcy can provide financial relief for many adults with large amounts of debt. Filing bankruptcy can help people get a handle on their financial situation and get back to living
If you’re in a financial bind and looking for solutions, you may have run across the term “consumer proposal.” While it is a valid alternative to bankruptcy, it is not
Table of Contents What Type of Federal Tax Identification Number Does the Internal Revenue Service Need for my Taxes? At O’Bryan Law Offices, we understand that the acronyms used by
Table of Contents Many people are well aware of the financial burden that can come from unpaid medical debt. In fact, approximately 100 million United States adults have medical debt.
A 600 credit score falls within the fair range, between 580 and 669. While it’s below the national average, it doesn’t mean you’re out of options. Lenders may view this
Table of Contents Even though credit reports and credit scores are just over 30 years old, they have a significant impact on many aspects of your life. Credit scores affect
Table of Contents Many Americans don’t have the option or ability to buy a car with cash. Although using cash is a simpler process, most people have to finance their
Table of Contents Most eviction records remain visible for about seven years, though the exact timeframe can differ based on state regulations. While the eviction notice itself won’t be listed
Table of Contents Today’s generation hardly understands the right questions to ask to build and mold a positive future for themselves. For some, it’s the ongoing need to fit in
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