What Does Trustee’s Motion to Dismiss Mean? If you are in a Chapter 13 bankruptcy and unable to keep up with your payments, the Trustee or one of your creditors
Credit card churning is the art of using a credit card company’s marketing efforts to your advantage. It is a risky practice, but many use lenders’ strategies to rack up
A default might leave a stain on your credit record, making it difficult to get credit in the future. While you wait for the default to clear, you still have
You may be able to change your Chapter 13 bankruptcy case to a Chapter 7 if you can no longer afford to make your Chapter 13 bankruptcy payments. You can
Those struggling with debt often file for Chapter 7 bankruptcy. When they make this decision, they must fill out and complete a bankruptcy means form test. This test determines whether
For many, filing for Chapter 7 bankruptcy is a necessary step to take in order to get back on their feet. In Kentucky, many people use a homestead exemption in
Dealing with credit card debt is difficult enough already. However, phone calls from collection agencies and creditors greatly add to the stress for many people. Sometimes, those collectors try to
The decision to file for bankruptcy may be the best option when you are going through financial hardship. When a Chapter 7 filing is completed, it can help with your
Debt collectors use wage garnishment as a way to take back the money you owe them. They take the money directly from your paycheck, which can put a great deal
Payday loans seem like an appealing option when you’re struggling to pay your bills and falling behind on monthly payments. Payday lenders that work with Chapter 13 (also known as
One of the most important pieces in getting relief from debt is filing for bankruptcy. Bankruptcy has a host of benefits, including preventing creditors and collectors calls, stopping garnishments or
There are several common myths about bankruptcy. This is understandable, as there are so many aspects of bankruptcy and so little education surrounding it. With the different chapters and types
If you’re being sued for credit card debt by a credit card company, what do you do now? How often do credit card companies sue for non payment? The first
Credit reports are extremely important for finances. They are more or less statements with information about your personal credit history, as well as your current situation, payment history, and account
Let’s say you’ve just checked the mail and found a form from a creditor that you don’t recognize. You open up the envelope and discover that it’s a 1099-c tax
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