The beginning of every year can come with mixed emotions: relief that the old year has passed, excitement for what the new year has in store, and every other feeling

With the start of a new year, comes the promise of a new you. You think of all the changes you plan to make in your life to ensure that

The holiday season can be one of the worst times of the year for your wallet, between all the gift giving, decorating, traveling, and excessive baking. The strain on your

Setting goals is easy. Sticking with them until the end is harder. The first step to turning your goals into reality is to make sure you are setting the right

I have handpicked eleven of my favorite financial TED Talks that anyone struggling with money or a satisfied life can benefit from. Here are some of the best TED Talks

Whether or not to reaffirm on a debt can be a difficult decision, with several factors to consider. A reaffirmation agreement is re-obligating yourself to the debt you owe and

When you start a new business or you’re just trying to get by, you never imagine that you will ever have to file for bankruptcy. However, these things happen, and

For some, the grocery store is a fun adventure to discover new food, for others it’s an absolute nightmare, especially when it comes to the monthly budget. It is very

While babies are in every way our little bundles of joy, they also come with a hefty, but completely worth it, price tag. Between the doctor bills, growing out of

Trying to find ways to pay off your loan debt without sacrificing quality of life now or spending literally the rest of your life paying for your college education can

Having money tucked away is not only good for a rainy day, but can also be a life saver in an emergency. However, when your budget is already tight, building

Learn about some helpful hints on how to begin rebuilding your credit after filing Bankruptcy! As soon as you receive a discharge notice for your Chapter 7 bankruptcy, you are

The O'Bryan Law Offices staff is excited to announce that Julie’s new book, “Wake Up To A Fresh Start, Debt Free” is on it’s way! Hello Everyone, My staff and

In 2005, Congress enacted broad changes to the federal bankruptcy code. Among these changes was the new requirement that an individual debtor must complete a course in personal financial management

A common concern of our clients is whether they will lose their possessions if they file for Bankruptcy. The answer to that question is quite simply, generally no. The Bankruptcy