
How to Build Credit Without a Credit Card
It’s common knowledge for many people that credit cards are a good way to improve your credit report over time. However, not everyone automatically qualifies for credit accounts like these.

It’s common knowledge for many people that credit cards are a good way to improve your credit report over time. However, not everyone automatically qualifies for credit accounts like these.

Bankruptcy can provide financial relief for many adults with large amounts of debt. Filing bankruptcy can help people get a handle on their financial situation and get back to living

If you’re in a financial bind and looking for solutions, you may have run across the term “consumer proposal.” While it is a valid alternative to bankruptcy, it is not

Table of Contents What Type of Federal Tax Identification Number Does the Internal Revenue Service Need for my Taxes? At O’Bryan Law Offices, we understand that the acronyms used by

Table of Contents Many people are well aware of the financial burden that can come from unpaid medical debt. In fact, approximately 100 million United States adults have medical debt.

A 600 credit score falls within the fair range, between 580 and 669. While it’s below the national average, it doesn’t mean you’re out of options. Lenders may view this

Table of Contents Even though credit reports and credit scores are just over 30 years old, they have a significant impact on many aspects of your life. Credit scores affect

Table of Contents Many Americans don’t have the option or ability to buy a car with cash. Although using cash is a simpler process, most people have to finance their

Table of Contents Most eviction records remain visible for about seven years, though the exact timeframe can differ based on state regulations. While the eviction notice itself won’t be listed

Table of Contents Today’s generation hardly understands the right questions to ask to build and mold a positive future for themselves. For some, it’s the ongoing need to fit in

Table of Contents Many find discomfort in giving out their own social security number to financial institutions. Generally, this concern stems from fear of becoming the victim of identity theft

Table of Contents Have you ever wondered, “If I pay a collection will it be removed?” Did you know that if you pay off a debt collection that has rolled

No, Kentucky is not a community property state. Instead, it follows the common law system of equitable distribution. This means marital property is divided fairly—but not always equally—based on several

Table of Contents Divorce is not an easy decision to make, but sometimes it’s the best decision for the health of everyone involved. If you are considering filing for divorce

Table of Contents The phrases “in the red” and “in the black” describe a business or individual’s financial health. Being in the red means operating at a loss or running
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