Yes, a lien can be placed on your property without your immediate knowledge. Involuntary liens such as judgment liens or tax liens may arise through court actions or unpaid debts,
Bankruptcy is a complicated process, and it can be quite invasive. It requires the petitioner to reveal all of their assets and debts to have those debts resolved. In exchange
In most Chapter 7 and Chapter 13 bankruptcy cases, creditors do not object to a discharge. Objections are relatively rare and typically arise only in cases involving suspected fraud, false
It only takes one missed car payment for a lender to start the repossession process—but most won’t act immediately. Many lenders wait until you’re 60 to 90 days behind before
Getting a mortgage on your new home can be exciting for many homeowners. Unfortunately, when financial hardships strike, making payments on your dream home can become difficult. To protect their
The Fair Debt Collection Practices Act (FDCPA) protects consumers by prohibiting debt collectors from using unfair, deceptive, or abusive practices when attempting to collect debts. Common FDCPA violations include harassment
When you enter into a mortgage agreement, lenders have stipulations in the loan contract that protect their investment if you ever get behind on making payments. One of these stipulations
The point at which it becomes too late to stop foreclosure in Kentucky is after the foreclosure sale has been completed, confirmed by the court, and the redemption period (if
When you’re struggling with making payments on loans, it can feel like there’s no end in sight. Many borrowers don’t have much wiggle room and can get into a financial
If you need to stop a wage garnishment in Kentucky immediately, the fastest and most reliable option is to file for bankruptcy. This triggers an automatic stay, a legal order that
No one wants to miss an auto loan payment or mortgage payment. Unfortunately, emergencies happen, causing us to get behind on payments. When one missed payment snowballs into multiple missed
Owning a home is a big responsibility and can come with many headaches, especially when you get behind on payments. Suppose you’re facing an unexpected financial situation like a sudden
We all face financial hardships at one point or another. Sometimes, these financial difficulties can make it difficult to keep up with a loan agreement. Missed payments can give creditors
The cost of healthcare is a problem for a lot of Americans. Life-saving medical treatment can put someone in enormous debt, even those fortunate enough to have health insurance coverage.
A debt consolidation loan is an option for individuals struggling financially. Maybe you have a fair credit score and could qualify for a reasonable debt consolidation loan amount to work
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