As a bankruptcy law firm, we often hear questions like: Can the IRS take money from your bank account? It may be hard for some to imagine that the government
Chapter 7 is the most common type of bankruptcy in Kentucky and throughout the country that involves liquidating assets to pay creditors. However, not all property or belongings can be
Deciding to file for bankruptcy is an extremely emotional and stressful time in a person’s life. Once you file, you will probably end up wondering exactly how this will affect
Dealing with Chapter 7 bankruptcy is already a delicate and complicated process. On top of that, creditors are constantly trying to get your money and take advantage of you. Sometimes,
There are many factors to consider when filing for bankruptcy relief, but the amount of debt you have isn’t necessarily one. Many people think that they need massive amounts in
Filing for Chapter 13 bankruptcy can provide individuals and families in Louisville and throughout Kentucky with a structured path to repay their debts while protecting important assets such as a
Yes, you can keep your car if you file Chapter 13 bankruptcy in Kentucky. Chapter 13 bankruptcy is actually designed to help you protect valuable assets like vehicles while managing
People don’t plan on filing for bankruptcy, but situations can arise where it becomes the best option. When finances get tight because of increasing debt obligations or a reduction in
Many people in Kentucky rely on credit cards. From daily purchases to emergency expenses, credit card balances can add up quickly. Over time, these balances can quickly overwhelm a consumer,
While no one wants to file for bankruptcy, it can be a useful tool for some people to deal with overwhelming financial obligations. Filing for bankruptcy will likely negatively affect
Contemplating bankruptcy is stressful enough, what with the financial pressure and your own expectations resting on your shoulders. While having to find and work with a bankruptcy attorney may sound
If you are behind on Chapter 13 payments, speak to a Louisville bankruptcy lawyer at the O’Bryan Law Offices. After filing for Chapter 13 bankruptcy, you must make
Discharging a car loan in Chapter 7 bankruptcy wipes out your personal obligation to repay the debt—but it doesn’t remove the lender’s lien on the vehicle. This distinction is important:
In 2005, Congress enacted broad changes to the federal bankruptcy code. Among these changes was the new requirement that an individual debtor must complete a course in personal financial management
A common concern of our clients is whether they will lose their possessions if they file for Bankruptcy. The answer to that question is quite simply, generally no. The Bankruptcy
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