Understanding the intricacies of short sales and bankruptcy is essential, especially for those navigating financial difficulties. These processes are not just legal terms; they represent pivotal decisions that can impact
Your home is not just a place of shelter; it’s often your most significant investment and a symbol of security. However, in the complex world of finance and legalities, there
Getting a mortgage on your new home can be exciting for many homeowners. Unfortunately, when financial hardships strike, making payments on your dream home can become difficult. To protect their
When you enter into a mortgage agreement, lenders have stipulations in the loan contract that protect their investment if you ever get behind on making payments. One of these stipulations
Having a bankruptcy filing on your record can make certain things, such as getting a mortgage loan, much more difficult. However, getting any kind of loan after bankruptcy isn’t impossible.
If you’ve ever heard the term “underwater mortgage,” you may wonder how this term differs from a regular mortgage. What does it mean to have an underwater mortgage and how
The best-laid plans of mice and men often go astray. When your home buying plans are interrupted by financial hardship and bankruptcy, you may wonder what to do next. Once
Table of Contents Many clients come to us with a seemingly simple question: Can the IRS take your house? To put it simply, the IRS does have the legal authority
In becoming a prospective homeowner, many people discover terms and processes they never knew about before. You probably already know what a regular mortgage is. But have you ever found
For many, filing for Chapter 7 bankruptcy is a necessary step to take in order to get back on their feet. In Kentucky, many people use a homestead exemption in
Many people assume that if they file for bankruptcy, they will lose everything in the process. This is a common misconception. In fact, there are many ways to file for
There is a litany of misinformation surrounding the concept of filing for bankruptcy protection. Many people believe that bankruptcy is always the result of financial mismanagement, which is simply untrue.
Chapter 7 is the most common type of bankruptcy in Kentucky and throughout the country that involves liquidating assets to pay creditors. However, not all property or belongings can be
Deciding to file for bankruptcy is an extremely emotional and stressful time in a person’s life. Once you file, you will probably end up wondering exactly how this will affect
Homeowners in Kentucky may be able to refinance or modify their home loans in the event that they can no longer afford their mortgage payments. A loan modification may result
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Louisville, KY 40299
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Phone:
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