The IRS can take money from your bank account to cover unpaid taxes, but this action doesn’t happen without warning. Before seizing funds, the IRS sends multiple notices giving you
In becoming a prospective homeowner, many people discover terms and processes they never knew about before. You probably already know what a regular mortgage is. But have you ever found
Bankruptcy is a tough and grueling process that can last several years. Sometimes, giving yourself a fresh start by hunting for affordable apartments that accept bankruptcies can add to the
Exemptions from bankruptcy assist filers get a fresh start by allowing them to keep the property they’ll need to keep a house and a job. Kentucky bankruptcy exemptions also play
Many people already understand that filing for bankruptcy is a complicated process. It involves significant consequences in terms of credit scores, finances, and much more. In fact, it has the
To file for Chapter 7 bankruptcy in Kentucky, you’ll need several key documents that show your finances and confirm your eligibility: Tax Returns Income Documentation Mortgage Statements and Proof of
What Does Trustee’s Motion to Dismiss Mean? If you are in a Chapter 13 bankruptcy and unable to keep up with your payments, the Trustee or one of your creditors
Credit card churning is the art of using a credit card company’s marketing efforts to your advantage. It is a risky practice, but many use lenders’ strategies to rack up
A default might leave a stain on your credit record, making it difficult to get credit in the future. While you wait for the default to clear, you still have
You may be able to change your Chapter 13 bankruptcy case to a Chapter 7 if you can no longer afford to make your Chapter 13 bankruptcy payments. You can
Those struggling with debt often file for Chapter 7 bankruptcy. When they make this decision, they must fill out and complete a bankruptcy means form test. This test determines whether
For many, filing for Chapter 7 bankruptcy is a necessary step to take in order to get back on their feet. In Kentucky, many people use a homestead exemption in
Dealing with credit card debt is difficult enough already. However, phone calls from collection agencies and creditors greatly add to the stress for many people. Sometimes, those collectors try to
Debt collectors use wage garnishment as a way to take back the money you owe them. They take the money directly from your paycheck, which can put a great deal
Payday loans seem like an appealing option when you’re struggling to pay your bills and falling behind on monthly payments. Payday lenders that work with Chapter 13 (also known as
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