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O'Bryan Blog

debt free
Saving, Investing, Retirement & Social Security

How to Become Debt Free

In today’s expensive and debt-heavy world, you may hear the term “debt free” and immediately think to yourself: that’s not possible. Becoming debt free takes some work, but it’s definitely

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Disposable Earnings

What are Disposable Earnings?

Many people are not aware that creditors have the right to seek a garnishment order against them if they fail to pay off their debt. Creditors may garnish directly from

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Non-exempt assets in bankruptcy

Chapter 7 is the most common type of bankruptcy in Kentucky and throughout the country that involves liquidating assets to pay creditors. However, not all property or belongings can be

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retirement accounts in bankruptcy

Retirement Accounts in Bankruptcy

If you have worked hard and contributed to a retirement account over the years, you want to protect that asset. The good news is that generally, most retirement accounts and

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