O'Bryan Blog

The consumer debt balance in America currently sits at $15.31 trillion. This is a huge, almost inconceivable number, but it covers a lot of categories. Mortgages and car loans are

Table of Contents Today’s generation hardly understands the right questions to ask to build and mold a positive future for themselves. For some, it’s the ongoing need to fit in

Table of Contents Have you ever wondered, “If I pay a collection will it be removed?” Did you know that if you pay off a debt collection that has rolled

Table of Contents The phrases “in the red” and “in the black” describe a business or individual’s financial health. Being in the red means operating at a loss or running

Table of Contents When a person or a company files for bankruptcy with the bankruptcy court, their repaid debts go to a specific creditor’s claim (or multiple creditor claims) as

Those struggling with debt often file for Chapter 7 bankruptcy. When they make this decision, they must fill out and complete a bankruptcy means form test. This test determines whether

Dealing with credit card debt is difficult enough already. However, phone calls from collection agencies and creditors greatly add to the stress for many people. Sometimes, those collectors try to

Debt buying has quickly become a large industry in the United States. Most people have never heard of a debt buyer, but you may be more familiar with them than