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O'Bryan Blog

what is a charge off
Credit Score & Report

What Is a Charge-Off?

Credit scores and credit reports are extremely important when it comes to making major purchases, such as when you buy a home or a car, or even when you open

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debt snowball method

What Is the Debt Snowball Method?

The consumer debt balance in America currently sits at $15.31 trillion. This is a huge, almost inconceivable number, but it covers a lot of categories. Mortgages and car loans are

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