O’Bryan Law Offices represents Bankruptcy clients throughout all of Kentucky and Southern Indiana. We offer in-person and video/telephone consultations for people so they can understand their financial options from the comfort of their own home.
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O'Bryan Blog

FDCPA violations
Creditor Harassment

Common FDCPA Violations by Debt Collectors

When a person accrues debt, there are specific guidelines that debt collectors must follow according to the Fair Debt Collection Practices Act (FDCPA). This federal law protects consumers from harassment

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jail for credit card debt
Creditor Harassment

Jail Time for Credit Card Debt

Dealing with credit card debt is difficult enough already. However, phone calls from collection agencies and creditors greatly add to the stress for many people. Sometimes, those collectors try to

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What is a debt buyer?

What Is A Debt Buyer?

Debt buying has quickly become a large industry in the United States. Most people have never heard of a debt buyer, but you may be more familiar with them than

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Benefits of Automatic Stay
Creditor Harassment

The Benefits of Automatic Stay

If you have made the decision to file for bankruptcy, you are probably struggling with past-due balances and bills you cannot pay on your own. You may be getting calls

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Beware of the Arrest Scam

Many people believe that they can be arrested for not paying a debt, but often this is a scare tactic employed by debt collectors and scam artists to try and

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