O'Bryan Blog

There may be many different ways that a Kentucky consumer can obtain debt relief. For instance, it may be possible to file for bankruptcy, enroll in a debt management program

Kentucky residents and others owe more than $14 trillion to creditors. According to the Federal Reserve of New York, debt totals over the final three months of 2019 rose by

Kentucky residents and others who need help repaying student loan or credit card debt balances could benefit from enrolling in debt relief programs. A debt relief program may allow a

Enormous medical debt is the most common reason why more people over the age of 55 file for bankruptcy. While it can be a difficult step, many older Americans overwhelmed

When a Kentucky reader has a significant amount of debt, this is usually accompanied by phone calls from debt collectors, continual contact from creditors, and even threats of repossession or foreclosure.

Many Kentucky consumers use credit cards for daily spending and everyday needs. In fact, some consumers use their credit cards as a type of emergency fund, especially if they do

For the majority of American households, long gone are the days of scrimping and saving until you can afford to purchase something you need. And although people often extend their

Managing an insurmountable amount of debt can be nerve-wracking. Yet, the prospect of filing for bankruptcy may leave you anxious about how bankruptcy could affect you both now and in

Contemplating bankruptcy is stressful enough, what with the financial pressure and your own expectations resting on your shoulders. While having to find and work with a bankruptcy attorney may sound

Financial trouble doesn’t make you a failure. Sometimes financial catastrophe strikes from unexpected medical conditions or sudden job loss. Perhaps, you were never taught how to budget your money, save

  An important part of the bankruptcy process is the meeting of creditors. You may feel reluctant to face your creditors, but the meeting is not held to embarrass or