PLEASE NOTE: Our Office remains open during this coronavirus pandemic. Additionally, because of our deep concern for the safety of our clients and staff we now offer FREE VIDEO or TELEPHONE consultations for people so they can understand their financial options from the comfort of their own home.

Call now for a FREE consultation!

O'Bryan Blog

LOUISVILLE BANKRUPTCY ATTORNEY
absolute priority rule
Bankruptcy

Absolute Priority Rule

Table of Contents When a person or a company files for bankruptcy with the bankruptcy court, their repaid debts go to a specific creditor’s claim (or multiple creditor claims) as

Read More »
credit card churning explained
Bankruptcy

What is Credit Card Churning?

Credit card churning is the art of using a credit card company’s marketing efforts to your advantage. It is a risky practice, but many use lenders’ strategies to rack up

Read More »
consumer debt
Bankruptcy

Consumer Debt vs Non-Consumer Debt

Those struggling with debt often file for Chapter 7 bankruptcy. When they make this decision, they must fill out and complete a bankruptcy means form test. This test determines whether

Read More »
motion for relief from automatic stay
Bankruptcy

Motion for Relief from Automatic Stay

One of the most important pieces in getting relief from debt is filing for bankruptcy. Bankruptcy has a host of benefits, including preventing creditors and collectors calls, stopping garnishments or

Read More »
Disposable Earnings
Bankruptcy

What are Disposable Earnings?

Many people are not aware that creditors have the right to seek a garnishment order against them if they fail to pay off their debt. Creditors may garnish directly from

Read More »
What is a debt buyer?
Bankruptcy

What Is A Debt Buyer?

Debt buying has quickly become a large industry in the United States. Most people have never heard of a debt buyer, but you may be more familiar with them than

Read More »

Disclaimer: The use of the internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.