O’Bryan Law Offices represents Bankruptcy clients throughout all of Kentucky and Southern Indiana. We offer in-person and video/telephone consultations for people so they can understand their financial options from the comfort of their own home.
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LOUISVILLE BANKRUPTCY ATTORNEY
800 credit score
Credit Score & Report

How to Get an 800 Credit Score

We’ve all been there before. Just when you are least expecting it, your car breaks down or an unexpected medical emergency occurs. It is important to make sure that you

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what is a lien on a car
Liens

What Is a Lien on a Car?

Buying and selling motor vehicles can be very exciting, but also very complicated. Even the smallest details can affect the processes of buying and selling vehicles. If you’re looking to

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what is a charge off
Credit Score & Report

What Is a Charge-Off?

Credit scores and credit reports are extremely important when it comes to making major purchases, such as when you buy a home or a car, or even when you open

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underwater mortgage
Home & Mortgage

What Is an Underwater Mortgage?

If you’ve ever heard the term “underwater mortgage,” you may wonder how this term differs from a regular mortgage. What does it mean to have an underwater mortgage and how

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kentucky foreclosure process
Foreclosure

Kentucky Foreclosure Process

Foreclosure is something that no homeowner wants to face in their lifetime. However, financial situations can change in the blink of an eye. Maybe you were in a major accident

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debt snowball method
Debt

What Is the Debt Snowball Method?

The consumer debt balance in America currently sits at $15.31 trillion. This is a huge, almost inconceivable number, but it covers a lot of categories. Mortgages and car loans are

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how to build credit without a credit card
Credit Score & Report

How to Build Credit Without a Credit Card

It’s common knowledge for many people that credit cards are a good way to improve your credit report over time. However, not everyone automatically qualifies for credit accounts like these.

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