Are you drowning in debt with no clear path forward? Filing for bankruptcy in Kentucky might be an option worth considering. Bankruptcy is a legal process that can provide relief
Filing bankruptcy in Kentucky generally does not directly affect your spouse unless you have joint debts or assets. Your spouse’s separate property and credit score remain protected if you file
Picture this: you just deposited your holiday bonus check through your bank’s mobile deposit system. Then, within a few hours, you try to spend money or withdraw cash from your
An adversary proceeding is a unique type of lawsuit within a bankruptcy case. This bankruptcy litigation occurs when a dispute within a bankruptcy case requires judicial intervention. These proceedings are
Understanding the intricacies of short sales and bankruptcy is essential, especially for those navigating financial difficulties. These processes are not just legal terms; they represent pivotal decisions that can impact
As you probably already know, a person’s credit score indicates how likely they are to pay back their debts, based on their past financial history. Filing for bankruptcy can have
Facing the receipt of a writ of garnishment can be a stressful experience, leaving you with many questions and concerns. At the O’Bryan Law Offices, we understand the complexities and
It’s no secret that debt collection agencies use many tactics to make a profit, some of which are less-than-honest. One of the ways they do this is by making collection
Yes, a lien can be placed on your property without your immediate knowledge. Involuntary liens such as judgment liens or tax liens may arise through court actions or unpaid debts,
Bankruptcy is a complicated process, and it can be quite invasive. It requires the petitioner to reveal all of their assets and debts to have those debts resolved. In exchange
In most Chapter 7 and Chapter 13 bankruptcy cases, creditors do not object to a discharge. Objections are relatively rare and typically arise only in cases involving suspected fraud, false
It only takes one missed car payment for a lender to start the repossession process—but most won’t act immediately. Many lenders wait until you’re 60 to 90 days behind before
Getting a mortgage on your new home can be exciting for many homeowners. Unfortunately, when financial hardships strike, making payments on your dream home can become difficult. To protect their
The Fair Debt Collection Practices Act (FDCPA) protects consumers by prohibiting debt collectors from using unfair, deceptive, or abusive practices when attempting to collect debts. Common FDCPA violations include harassment
When you enter into a mortgage agreement, lenders have stipulations in the loan contract that protect their investment if you ever get behind on making payments. One of these stipulations
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Louisville, KY 40299
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Phone:
502-339-0222
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