In most Chapter 7 and Chapter 13 bankruptcy cases, creditors do not object to a discharge. Objections are relatively rare and typically arise only in cases involving suspected fraud, false
The Fair Debt Collection Practices Act (FDCPA) protects consumers by prohibiting debt collectors from using unfair, deceptive, or abusive practices when attempting to collect debts. Common FDCPA violations include harassment
You should never pay a collection agency or charge-off account for these critical reasons: Dealing with debt collectors can be overwhelming and stressful. The constant phone calls, threatening letters, and
If you have debt, you probably don’t need repeated calls and letters about how much you owe. Having debt collectors call you at home is hard enough, but can a
Dealing with Chapter 7 bankruptcy is already a delicate and complicated process. On top of that, creditors are constantly trying to get your money and take advantage of you. Sometimes,
Many people believe that they can be arrested for not paying a debt, but often this is a scare tactic employed by debt collectors and scam artists to try and
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