People don’t plan on filing for bankruptcy, but situations can arise where it becomes the best option. When finances get tight because of increasing debt obligations or a reduction in
Whether or not to reaffirm on a debt can be a difficult decision, with several factors to consider. A reaffirmation agreement is re-obligating yourself to the debt you owe and
A common concern of our clients is whether they will lose their possessions if they file for Bankruptcy. The answer to that question is quite simply, generally no. The Bankruptcy
In a Chapter 7 bankruptcy case, you may wish to keep your home or your car, or both. Most often, you can do this. If you choose to keep making
I frequently meet with new clients that are terrified they are going to lose their home if they file a Chapter 7 bankruptcy case. This is certainly not always the
The value of your home is an important number when filing Bankruptcy. Assessing this value can be difficult but can make all the difference in your case. The most common
Reaffirmation agreements generally benefit the mortgage company, not you. When you sign a reaffirmation agreement, this effectively waives the discharge you would have received in your Chapter 7. A reaffirmation
When surrendering property through bankruptcy, your personal liability for the debt attached to the property is dischargeable. Surrender of the property, however, does not automatically transfer title to the property
In every bankruptcy case filed by a resident of Kentucky and Southern Indiana, a bankruptcy estate is created. This bankruptcy estate is comprised of “all legal or equitable interests of
Many Kentucky and Indiana homeowners are surprised to learn that their monthly mortgage payment check is not made out to the owner of the mortgage note. The company that receives
For people who are thinking about filing for bankruptcy, one of the most important issues in your bankruptcy involves the types of debt you have incurred. There are two types
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Louisville, KY 40299
110 Saint James Court, Suite D, Frankfort , KY 40601
Phone:
502-339-0222
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