When you enter into a mortgage agreement, lenders have stipulations in the loan contract that protect their investment if you ever get behind on making payments. One of these stipulations
The point at which it becomes too late to stop foreclosure in Kentucky is after the foreclosure sale has been completed, confirmed by the court, and the redemption period (if
Owning a home is a big responsibility and can come with many headaches, especially when you get behind on payments. Suppose you’re facing an unexpected financial situation like a sudden
Yes, you may still owe money to the bank even after your home has been foreclosed. If the foreclosure sale doesn’t cover the full amount of your mortgage—including the loan
Most people are aware of what happens if they fall behind on their mortgage payments. Pre-foreclosure occurs when the borrower defaults on their loan. Their mortgage lender will act to
In Kentucky, foreclosure is handled through the courts in a process called judicial foreclosure. Lenders must wait at least 120 days after missed payments before filing, and homeowners are then
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