How Often Do Credit Reports Update?
When an individual is working on building or rebuilding their credit, it is only natural that they will want to see updates on their report. This is why people often
PLEASE NOTE: Our Office remains open during this coronavirus pandemic. Additionally, because of our deep concern for the safety of our clients and staff we now offer FREE VIDEO or TELEPHONE consultations for people so they can understand their financial options from the comfort of their own home.
When an individual is working on building or rebuilding their credit, it is only natural that they will want to see updates on their report. This is why people often
Some people in Kentucky who have both credit card and student loan debt may wonder where they should direct most of their efforts in paying off those debts. They may
While no one wants to file for bankruptcy, it can be a useful tool for some people to deal with overwhelming financial obligations. Filing for bankruptcy will likely negatively affect
After filing bankruptcy, you may feel that your credit record is damaged. You may doubt whether you can get affordable loans or credit. On the one hand, bankruptcy can give
It is never too late to get a fresh start and rebuild your credit. One factor that motivates many of our clients to file bankruptcy and create a new financial
In most circumstances, no, you cannot keep a credit card. The Bankruptcy rules require that you list all of the debts that you owe in your petition, including all of
If you are considering filing bankruptcy, you are inevitably also considering how you will rebuild your credit score after bankruptcy. While you may have heard the horror stories about individuals
A common problem, before and after bankruptcy, is inaccurate information on your credit report. With so many companies and collection agencies reporting to the credit bureaus on so many individuals,
At O’Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit
People ask us all the time which looks better on their credit: a Chapter 7 or Chapter 13? The short answer is there is no difference as to how it
CARE (Credit Abuse and Resistance Education) is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are
Many people find themselves wondering, “What happens to credit card debt when you die?” The saying goes, “You can’t take it with you.” However, when it comes to credit card
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