How Long Does a Default Stay on Your Credit File?
A default might leave a stain on your credit record, making it difficult to get credit in the future. While you wait for the default to clear, you still have
A default might leave a stain on your credit record, making it difficult to get credit in the future. While you wait for the default to clear, you still have
Credit reports are extremely important for finances. They are more or less statements with information about your personal credit history, as well as your current situation, payment history, and account
When an individual is working on building or rebuilding their credit, it is only natural that they will want to see updates on their report. This is why people often
Some people in Kentucky who have both credit card and student loan debt may wonder where they should direct most of their efforts in paying off those debts. They may
While no one wants to file for bankruptcy, it can be a useful tool for some people to deal with overwhelming financial obligations. Filing for bankruptcy will likely negatively affect
After filing bankruptcy, you may feel that your credit record is damaged. You may doubt whether you can get affordable loans or credit. On the one hand, bankruptcy can give
It is never too late to get a fresh start and rebuild your credit. One factor that motivates many of our clients to file bankruptcy and create a new financial
In most circumstances, no, you cannot keep a credit card. The Bankruptcy Code requires that you list all of the debts that you owe in your petition, including all of
Worried About Rebuilding Credit After Bankruptcy? If you plan to file bankruptcy, you will likely wonder how to rebuild credit after bankruptcy. Careful planning before bankruptcy is a must, but
A common problem, before and after bankruptcy, is inaccurate information on your credit report. With so many companies and collection agencies reporting to the credit bureaus on so many individuals,
At O’Bryan Law Offices, we know that your bankruptcy is only part of your concern: You also want to get back to a normal life. This includes rebuilding your credit
People ask us all the time which looks better on their credit: a Chapter 7 or Chapter 13? The short answer is there is no difference as to how it
CARE (Credit Abuse and Resistance Education) is a financial literacy initiative that makes experienced members of the Bankruptcy Community available to teach the importance of financial education. These presentations are
Many people find themselves wondering, “What happens to credit card debt when you die?” The saying goes, “You can’t take it with you.” However, when it comes to credit card
Call 502-339-0222 to schedule your free consultation!
Kentucky:
Louisville
Frankfort
Bowling Green
Covington
Lexington
Indiana:
Clarksville
New Albany
Jeffersonville
*Also service surrounding areas
Two Convenient Locations
MAIN OFFICE
1717 Alliant Avenue
Suite 17
Louisville, KY 40299
2102 Lawrenceburg Rd.
Frankfort, KY 40601
Phone:
502-339-0222
© 2023 O’Bryan Law Offices. All Rights Reserved.
Disclaimer | Privacy Policy | Law Firm Website Design by Digital Logic
Disclaimer: The use of the internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.